Winning the Expansion Game with Credit-Based Capital
Not every funding win is six figures. But for one logistics company based in Texas, an $8,000 credit-based funding award through their Chase Ink card, sourced by Overlap Capital, was exactly the fuel they needed to scale smart. When your business is built on movement, having access to flexible capital is everything.
Logistics Is Having a Moment—Are You Ready?
In 2024, the logistics sector saw a surge in demand thanks to supply chain rebounds, warehouse automation, and regional delivery optimization. Smart logistics firms are expanding operations now, while the growth curve is still climbing. Overlap Capital is seeing an uptick in credit-readiness among small carriers—especially those who’ve cleaned up their credit profiles and gotten strategic with their business credit cards.
Credit-Based Funding: The Strategy You’re Probably Overlooking
Let’s be honest—most small business owners don’t think of business credit cards as real capital tools. But when used properly, cards like Chase Ink offer more than points—they offer leverage. For this logistics client, that meant $8K in accessible funding that didn’t require pledging assets or waiting for lengthy approvals.
How $8K Goes to Work in Freight
A logistics firm doesn’t need millions to grow. With $8,000, our client outfitted a mobile mechanic kit, replaced aging forklift batteries, and paid deposits on a second yard closer to their biggest customer. This allowed faster dispatch and 13% less idle time for their fleet in just the first month.
Chase Ink: Big Flexibility, Smart Terms
Chase Ink may not be the first name that comes to mind for business funding, but it should be. As brokers, Overlap Capital helps clients build profiles that qualify for this type of credit-based award—not based on emotion, but on financial readiness. Chase isn’t handing out cash, but with the right file and plan, they are handing out leverage.
What the Numbers Say
According to a 2021 study by Deloitte, small logistics firms that invested in strategic location expansion saw a 22% increase in delivery volume within 90 days. Smart money—no matter the amount—goes further when it’s used with intention. In this case, $8K was enough to move the needle.
Be Next in Line for Smart Growth
In this business, being first to move is everything. This client didn’t wait for the “perfect” loan—they got strategic and got funded. You can too. At Overlap Capital, we help small businesses navigate credit-based opportunities most lenders won’t tell you about.
📞 Call 1 (855) 238-8371 or comment “WIN” to be considered for your next capital play.
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