Category: Credit Unions

  • The Intersection: M&A ↔ CRA Compliance ↔ Lending

    PART 1: Is There a Positive Correlation Between Loan Volume and M&A Activity? 📊 Hypothesis: Bank mergers and acquisitions lead to increased loan volume due to expanded balance sheets, larger service areas, and renewed strategic initiatives. However, the opposite may occur short-term due to integration risk or balance sheet restructuring. Factors That Suggest a Positive…